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Foreword

As perceptions of retirement shift across the world, in line with emerging technology and reforms to legislation, the industry needs to keep up and remain one step ahead. At Smart, we’re continuing to lead the way in research and development in this space, and as part of our mission, we’ll continue to share some of the insights we gain around the needs of savers across the world.

At Smart, our mission is to transform retirement, savings and financial well-being, across all generations, around the world.

In 2021, we launched our first ‘Future of Global Retirement’ report, taking you through findings from more than 6,000 savers across the UK, Australia and the US, discussing their knowledge, attitudes and concerns about retirement saving.

As we enter 2023, we bring you our latest Future of Global Retirement report. Understanding people’s behaviors and attitudes about saving for later life, helps us to make sure that our technology is constantly evolving to keep savers at the forefront of everything that we do. This year we look at how some of these trends are progressing, with the inclusion of South Africa, a region on the cusp of retirement reform with the aim of decreasing poverty among its aging population.

This year’s report includes findings from more than 8,000 savers across the UK, Australia, South Africa and the US. Although the retirement landscape in each of these regions differs vastly, we have identified some common trends.

We hope that shedding light on these concerns and preferences will continue to shape the retirement landscape for the better through technological solutions that have savers’ well-being at their core.

Thank you.

Jodan Ledford
CEO Smart US