Who we are

Smart is one of the world’s fastest growing retirement technology businesses.

We service more than 70,000 employer plans around the world and are already one of the UK’s largest retirement plan providers. Now, we're growing the U.S.

Our Founders

In 2014, Andrew Evans and Will Wynne combined their financial and technological expertise to found Smart. Their aim was to make employee enrollment in the UK’s retirement plans easier.

Andrew and Will are dedicated to creating retirement solutions that put the focus on the employee experience, while at the same time helping employers fulfill their role as plan sponsors.

Andrew Evans

Group Chief Executive, co-founder and board member

Andrew co-founded Smart to make it easier for employees to start, grow, and retire on their nest egg. Previously, Andrew was an international managing director, with roles in banking and finance. Due to his expertise, he works with cutting edge innovation foundations – awarding funding and offering advice to promising fintech companies and social entrepreneurs.

Will Wynne

Group Managing Director, co-founder and board member

Will is behind Smart’s technology strategy, innovation and global vision. Starting with a solid background in private equity, Will moved to eBay's marketing department where he grew their members from 3 to 18 million in three years. He also created the business case for eBay's charity arm, which raised several hundred million pounds for deserving causes. Will is the co-founder of ArenaFlowers.com, one of the UK’s leading flower and gift delivery businesses, and oversees fintech acceleration programs run by Octopus Investments. As the chairman of Trulience, a futuristic, digital human software firm, he also knows the value of technology based solutions.

Our Board of Directors

Meet the team helping workers save for the future

Mark Zinkula


Most recently, Mark served as CEO of Legal & General Investment Management (LGIM), a role he held from 2011 to 2019. During Mark’s tenure, LGIM was one of the fastest growing asset managers globally as assets under management tripled to over $1.5 trillion, including a significant expansion across the U.S., Europe and Asia. He positioned LGIM to become the largest manager in both the UK defined benefit pension market, with over 30% market share, and the UK defined contribution pension market, with over 20% market share. Mark also established LGIM as a global leader in responsible investing, developing widely recognized innovative ESG investment solutions, as well as an industry-leading corporate governance team.

Anne Lester

Non-Executive Director

Most recently, Anne served as portfolio manager and Head of Retirement Solutions for Global Asset Management Solutions at J.P. Morgan. Anne developed J.P. Morgan’s SmartRetirement target-date funds and their post retirement SmartSpending funds. She previously served on the board of Smart Pension. Anne, who joined J.P. Morgan in 1992, spent over a decade managing public, private, and multi-employer defined benefit and defined contribution plan assets before focusing exclusively on Defined Contribution research, product development, and management.

Smart USA leadership team

Meet the experts making sure our technology works for you

Duane Bernt

Chief Financial Officer / Chief Administrative Officer

Duane Bernt is the Chief Financial Officer and Chief Administrative Officer of Smart in the U.S. He also is President of Stadion Money Management and serves as the Chair of the Stadion Investment Committee. Prior to joining Stadion, he served in a variety of senior leadership roles at Lincoln Financial Group. Duane is a fellow of the Society of Actuaries (SOA) and holds the Chartered Financial Analyst (CFA) designation.

Michael Chlan

Chief Technology Officer

As Chief Technology Officer, Michael Chlan oversees the development of the critical software programs and technology necessary for continued expansion and effective management of Stadion's growing enterprise. He is also responsible for overseeing Investor Services and Relationship Management. Michael brings over 20 years of technology experience in financial services for both Fortune 500 and startup companies. Michael is the lead inventor on several technologies and financial services related patents.

C. Todd Lacey

Chief Revenue Officer

Todd Lacey serves as Chief Revenue Officer for both Smart and Stadion Money Management, which includes overseeing the revenue-generating functions for Stadion’s retirement business. Prior to Stadion, Todd held various roles at AEGON/Transamerica, including Executive Vice President (EVP) of Strategy and Corporate Development for Investments and Retirement, EVP of Business Development for the US retirement business, and Senior Managing Director of Latin America. Todd was also the Founder and President of The (k)larity Group, a retirement plan advisory firm.

Jodan Ledford

Chief Executive Officer

Jodan Ledford is a U.S. retirement plan industry veteran who is passionate about building configurable technology to help employers, participants, and advisors access retirement savings options without the need for compromise. Most recently, Jodan was the Chief Client Officer at Legal & General Investment Management America – taking assets under management from $30 billion to $210 billion during his tenure. Previously, Jodan was an Executive Director at UBS Global Asset Management and Head of Asset Liability Investment Solutions.

Grant Chamberlain

Chief Strategy Officer

Grant Chamberlain brings extensive experience in corporate development, data and investment management, and analytics in his role as Chief Strategy Officer. Previously, Grant was the Head of Corporate Development at Legal & General Investment Management America (LGIMA). Joining LGIMA shortly after its inception, Grant also held positions leading data management and technology. Grant also worked at UBS Global Asset Management as the Director, Head of Change Management, in a global operations function. Previous to that role, Grant led data management in the Americas and operations in Poland, also for UBS.

Lawrence Griffin

US General Counsel

Lawrence Griffin serves as Smart’s General Counsel and leads regulatory oversight of the company. Previously, Lawrence was General Counsel at Legal & General Investment Management America, where he also served as Chief Compliance Officer. Lawrence has been a lawyer for more than 30 years, and has spent the last 15 years specializing in compliance, risk and governance, and IT security and data protection for financial services organizations.

Sean Jordan

Chief Experience Officer

As Chief Experience Officer, Sean Jordan has ultimate responsibility for ensuring customer satisfaction across all of Smart's service channels in the U.S. Sean leverages his knowledge of the defined contribution and individual retirement account industries to ensure each touchpoint in the customer journey is engaging, efficient, and effective for both employers and their employees. He has over 25 years of experience in building and leading high-performance teams, having led the client management organization for MassMutual's Workplace Solutions business. Sean is also a former naval aviator and combat veteran.

Daniella Moiseyev

Head of Marketing

Daniella Moiseyev brings more than 25 years of experience in the retirement industry to her role as Head of Marketing. Before joining Smart, she was Head of Marketing at PCS Retirement, LLC, and previously held senior marketing roles with the American Retirement Association, T. Rowe Price, RidgeWorth Investments, and Prudential Investments. A proven leader and award-winning strategic marketing professional, Daniella is an advocate for empowering women in the workplace and has served on the board of directors of the WE Inspire. Promote. Network. (WIPN) for the past six years.

Catherine Reilly

Head of Retirement Solutions

Catherine Reilly brings strategic and legislative expertise to her role as Head of Retirement Solutions. Prior to Smart, Catherine was Global Head of Research for the defined contribution team at State Street, responsible for thought leadership and strategic development. In this role, Catherine oversaw the $70 billion State Street Global Advisors target-date suite. Previously, she was Chief Economist of Pohjola Asset Management in Finland ($40 billion assets under management) and a Management Consultant at McKinsey & Co., Inc. in the Helsinki office. Catherine is a CFA charter holder.

Rob Stanley

Head of Client Solutions

As Head of Client Solutions, Rob Stanley is uniquely equipped to lead client solutions strategy. He brings 18 years in John Hancock’s Wealth and Asset Management organization, the last 13 years of which were in the $180 Billion Retirement Plan Services business (JHRPS), including nine years leading JHRPS' sales operations and Infrastructure. Prior to Smart, Rob founded Inflection Point Consulting, where he helped clients implement key strategic initiatives to face the challenges in a rapidly changing industry.

Ashish Tilve

Head of Platform

As Head of Platform, Ashish Tilve combines the role of CIO and CTO for Smart. He brings significant technological expertise to Smart, having previously spent 18 years with Prudential Financial, building, managing, and modernizing technology platforms for the Workplace Solutions group. Ashish delivered retirement product solutions covering the retirement segment including defined contribution, non-qualified, defined benefit, pension risk, liability risk, structured settlements, and group insurance. He also oversaw technology product management, enterprise architecture, engineering and infrastructure groups with globally dispersed teams delivering on client and partner solutions.

Our investors

Our investors include:

  • J.P. Morgan and Legal & General, two of the world’s biggest financial services companies
  • Link Group, leaders in the Australian pension administration marketplace
  • Natixis Investment Managers, a global asset management specialist
  • Barclays, a household name as well as a global bank with millions of customers
  • Chrysalis Investments, one of the UK’s leading crossover investors
  • DWS, among the world’s leading asset managers, known for their excellence in Europe, the Americas and Asia

These strategic partnerships empower us to develop our products and services further. Smart will soon be active on four continents.